Who are Eligible Dependents?

Dependents eligible for Health, Dental, and/or Vision Plans include your:

• Legally married spouse (opposite or same gender);
• Employee children under age 26; including natural children, stepchildren, and legally adopted children, regardless of marital status; and children for whom you are required to provide health coverage, under a Qualified Medical Child Support Order;
• Unmarried or married employee children of any age, who are incapable of self-support and who became mentally or physically handicapped before the limiting age of 26, and are dependent on you for over half of their maintenance and support.

Note: All Dependents must be enrolled using the name listed on their Social Security Card.

Eligible Spouse Rule*

Spouses are eligible to elect LG Consumer or LG Select Plan as primary if:

• Self-employed (Note: Work related injuries or illnesses are not covered)
• Unemployed
• Employed but employer does not offer health insurance
• Employed, but paying 50% or more of their employer’s cost of single health insurance coverage

If spouse pays less than 50% of their employer’s cost of single health insurance coverage, LG Health Insurance Plans will be available as secondary coverage, if desired.

*Eligible Spouse Rule only applies to Health Insurance Plans. Dental and Vision Plans are not governed by the Eligible Spouse Rule.

Dependent Eligibility Verification

To enroll a new dependent you are required to provide documentation before they can be added to your plans. Documentation to verify proof of relationship and eligibility for each new dependent you are adding should be uploaded to Workday. The documentation will be routed to the LGH Benefits team for review and approval. Once the dependent is approved, you will receive a To Do: Initiate a Change Benefit Event to complete the next step to add your dependent to your plans. Please refer to the Workday Reporting a Life Event – Add Dependent Quick Reference Guide for step by step instructions.

• Note: The links below provide you with a documentation matrix and lists of acceptable documentation for dependents. The Spouse Eligibility Form must be completed if adding a spouse. All enrolled dependent(s) must be covered using the name listed on their Social Security Card.

Quick Links:
LGH Documentation Matrix
Spouse Eligibility Form

Newly enrolled dependent(s) will not be eligible for coverage until their eligibility has been verified and documents accepted/approved in Workday. LG Health reserves the right to verify the eligibility qualifications of any dependent(s) submitted during an enrollment offering.