Capital Blue Cross (CBC):
Available to all regular employees, 0.5 FTE and greater first of the month coinciding with the current month**
*LG Consumer includes participation in a Health Savings Account
**Eligibility may differ for certain positions.
Every eligible employee is required to complete the benefit enrollment process. Even if you choose not to elect any Benefits, you should select “Decline” for each benefit type to decline coverage. Learn about the benefit offerings available so you can make informed decisions about your benefit selections.
Health Equity and Benny cards are not reissued each year. Hold onto these cards, even after your HSA or FSA account balance is exhausted, to avoid paying new card processing fees. New enrollees receive HealthEquity and Benny cards after their initial HSA or FSA election.
Full-time employees (those who work 30 hours a week or more) must be offered health benefits by LG Health.
Who is a full-time employee?
A full-time employee is an employee who was employed on average at least 30 hours of service per week. The final regulations generally treat 130 hours of service in a calendar month as the monthly equivalent of 30 hours per service per week. All periods of paid leave must be taken into account; there is no limit on the hours of service that must be credited.
Hours of service for Pennsylvania College of Health Sciences adjunct faculty will be credited at 2.25 hours of work per week for each hour of classroom or clinical time, in addition to any additional office hours and faculty meetings.
Look-back Measurement Method
To give employers flexible and workable options and greater predictability for determining full-time employee status, the IRS developed a look-back measurement method. The details of this method vary based on whether the employees are ongoing or new, and whether new employees are expected to work full-time, part-time or casual employees. The look-back measurement method involves:
LG Health will outreach to all employees that meet the Affordable Care Act eligibility requirements and provide them with enrollment instructions.