As an employee of Penn Medicine Lancaster General Health, you can purchase voluntary plans to supplement your employer-sponsored benefit plans. See below for summaries of some of these voluntary benefits.
UPHS Benefit Extras program – Eligibility: All employees
UPHS Benefit Extras*** is a website that highlights and manages voluntary benefits available employees.
Sign up for UPHS Benefit Extras to ensure that you receive the most up to date voluntary benefits, offers, and discounts available. Employees will be able to use their LG Health log-in credentials to enroll in UPHS Benefit Extras program.
The UPHS Benefit Extras program includes:
- Supplemental Medical Coverage: In addition to your primary medical coverage, Critical Illness and Accident Insurance can protect your family against the unexpected costs of a serious medical diagnosis or event.
- Auto & Home Insurance: Get protection against the cost of damaged belongings in case of a flood, fire, accident, or other qualifying event for your home, car, and more at competitive rates.
- Identity Theft Protection: As time online increases for talking with friends, shopping, working, and more, the risk for identity theft – and the associated costs – also increases. Protect yourself through Identity Theft Protection.
- Legal Benefits: Make sure your family is protected through unexpected personal legal issues including home and residential, financial, auto, family, estate planning, and more.
- Purchasing Power: Need to outfit a new family home, Purchasing Power lets you purchase brand-name appliances and furniture through convenient payroll deductions for up to 12 months.
- Deals and Discounts: Employees have access to deals and discounts on everything from YMCA memberships to hearing aids to entertainment.
- Pet Care: Some loved ones have fur! Pet Insurance can help you save up to 90% on the cost of vet bills.
- Long-Term Care and Life Insurance: provided through MetLife, this product offering is the only item that has a limited enrollment window within the first half of November each calendar year. Additional details about the offered plans can be found in the quick links.
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Helpful Links
Voluntary Short-Term Disability Insurance – Eligibility: 0.5 FTE and first of the month following date of hire
Voluntary Disability Insurance program is designed to complement your LG Health Short-Term Disability (STD) benefit accrual and is paid through post-tax payroll deductions. Employees must work a minimum of 20 assigned hours per week to apply and premiums are based on an employee’s age at the time of enrollment, and the length of the benefits period chosen. This program covers illnesses and off-the-job injuries after exhausting accrued Paid Time Bank and Short-Term Disability balances. Information is part of benefit elections in ADP.
Contact UNUM at 1-888-673-9940 Monday through Friday 8:00AM to 8:00PM EST to learn more about short term disability insurance.
Quick Links:
Voluntary Long Term Disability – Eligibility: 0.8 FTE and $75,000+ Base Salary and during Enrollment period
Based on you and your family’s income replacement needs, there may be a need for Supplemental Long Term Disability.
Employees (who meet certain salary requirements) have the option to purchase supplemental Long Term Disability coverage through UNUM that may increase the LTD replacement income to 75% of base monthly salary and bonus compensation. Information will be provided during the semi annual enrollment period. For questions, please contact UNUM at 1-800-275-8686
Quick Links:
Voluntary Life Insurance – Eligibility: 0.5 FTE and 30 days of service
Supplemental Term Life Insurance
Basic Life Insurance is automatically provided to employees at 1x their annual base salary. You have the opportunity to elect additional coverages detailed below. Keep in mind, you cannot be covered as both an employee and a dependent. If you are eligible for UPHS Employee Life coverage, you do not qualify as an eligible dependent for Spouse Life coverage.
Supplemental Employee Life coverage in $10,000 increments up to the lesser of 8x your annual base salary or $1 million. For increases more than $20,000 or benefit amounts greater than $250,000, or 2 times your base annual earnings, whichever is less, requires Evidence of Insurability (EOI).
You must use post-tax dollars to purchase Supplemental Term Life Insurance.
For added convenience, use payroll deduction for your Securian (formerly Minnesota Life) premium payments.
Supplemental Spouse & Dependent Child Life Insurance*
You may also purchase life insurance protection for your spouse and children. Post-tax dollars are used to purchase this additional protection.
Spouse Life coverage equal to $10,000, $25,000, $50,000, $100,000, $175,000, or $250,000. Coverage of more than $50,000 requires Evidence of Insurability.
Child Life coverage equal to $5,000, $10,000, or $15,000.
*Only available to employees who purchase supplemental term life insurance.
Information is part of benefit elections in ADP.
