When you enroll in medical coverage, you automatically receive prescription drug benefits through Liviniti..
With the PennCare PPO Plan, you pay a copay based on the type of medication (generic, preferred, or non-preferred) and where you fill the prescription (LGH Convenience pharmacy, Liviniti network pharmacy, out-of-network pharmacy, or mail order). Prescription drug copays apply towards the medical out-of-pocket maximum.
With the PennCare HDHP, the medical deductible applies to prescription drug expenses, too. This means that you will pay the full cost of the prescription until you reach your annual deductible. After you meet the deductible, you pay a percentage of the cost of your prescription. However, the plan covers the full cost of certain preventive medications, such as hypertension, diabetes, asthma, and cholesterol medication, without having to meet a deductible. Your prescription drug costs will be covered at 100% for the remainder of the plan year if you satisfy the out-of-pocket maximum.
